TopQuote offer financial services that
provide peace of mind and quality of life
Your house is probably the single biggest expense you will make in your life. Factor in all the contents - heirlooms, jewellery, laptops, musical instruments, and the sum of a home is, in many ways, irreplaceable. That’s why it’s important to protect it. As no two homes are the same, no two home insurance policies are the same. At Top Quote, we talk you through the different options provided by a panel of some of the largest insurers in the industry, making sure the home insurance policy you walk away with is exactly the right policy for you.
Buildings insurance only
Contents insurance only
Buildings and contents combined
Optional accidental damage to buildings cover
Optional accidental damage to contents cover
Optional personal possessions cover, with contents cover
Customers with the right cover don’t have to pay for structural repairs or a rebuild if the property is damaged or made uninhabitable by an insured event such as a fire, storm, flood, subsidence or burglary. Moreover, the cost of replacing all of the contents within your home would also be covered.
Accommodation for family and pets should the house become uninhabitable after an insured event.
Contents covered up to £500 in the open, within the grounds of the home, up to £2,000 for loss or damage to plants, shrubs and trees in the garden and up to £3,000 for theft of contents from outbuildings.
The replacement of any lost or stolen keys and locks changed if required to keep the home safe and secure.
Insures against accidental loss or damage to items normally worn or carried away from the home, including mobile phones, clothes, bags and sports equipment, jewellery and watches, pedal cycles and keys and spectacles.*
Round-the-clock assistance to arrange for an approved tradesman to visit the home and carry out up to £500 (including VAT) of repairs. This is in the event of a home emergency such as property damage, a problem with the central heating or an issue with the water supply leaving a home unsafe or uninhabitable.
Up to £50,000 of assistance for customers and their family in the event of a range of legal disputes, including employment disputes, bodily injury and clinical negligence.
The Defaqto 4-star rated policy is an ideal option for landlords. We offer £400,000 buildings cover, £2 million property owner’s liability, alternative accommodation and even cover lost rent if the property is uninhabitable. We also offer cover for malicious damage by tenants and contents cover as optional extras.
Replacing food in the freezer that has been spoilt by an accidental change in temperature in your freezer.
24-hour helpline to assist with emergencies such as boiler breakdowns, broken windows and leaking pipes. If necessary, we’ll also send out a qualified professional to complete any work.
Paymentshield offer a 2 year no claims discount for first time buyers and up to 5 years if transferring your entitlement from another provider
Optional cover can be taken out with a contents insurance policy to cover a range of items from jewellery, clothes, musical instruments and bicycles to cameras, laptops, mobile phones and MP3 players. Please refer to the policy terms and conditions for the specific cover limits.
Fire, smoke or explosion
Riots, civil commotion, labour & political disturbances or strikes
Malicious damage or vandalism
Impact or collision
Storm or flood
Subsidence or heave
Escape of water or oil
Theft or attempted theft
Lightning or earthquake
Buildings insurance will also meet the cost of returning the property to its normal condition.
Contents insurance will meet the cost of either repairing or replacing contents in the insured property. Where possible, damaged household goods and/or personal effects will be replaced as new if it’s not possible for them to be repaired.
Whether it’s life insurance, critical illness, home insurance or income insurance, we make cover easy to understand and easier to choose. As experts, it’s our job to listen to your needs and present the available options. Then, we simply let you decide what cover suits you best.
We enjoy helping people and we’re very community-minded. That’s why we’re big contributors to charity. Click the link below to find out more.
At TopQuote, we don't just help our customers to plan effectively for different eventualities in life. We're there when they need us the most. This page is a place where you can find out how other people have coped and realise that you're not alone.Read more
We arrange policies that offer financial security for friends, family and loved ones in the event of untimely death.Read more
We arrange policies to provide financial support in the event of heart attacks, cancer and a range of other specified disabilities and critical illnessesRead more
We arrange policies that offer financial security in the event of accidents, sickness or unemployment.Read more
We have a friendly team of staff on hand to help with whatever enquiry you have.
Simply fill out the form below, or call us now 0845 0555 666.